@misc{indiciaeabd6711dc114,
  title = {Reserve growth during financial volatility in a technologically challenging world},
  author = {Timothy R. Klett and Donald L. Gautier},
  year = {2010},
  doi = {10.3133/ofr20101145},
  url = {https://pubs.usgs.gov/publication/ofr20101145},
  note = {Source identifier: ofr20101145}
}